Winter Dangers: Protecting Our Pets Against the Extreme Cold

I received a question come up about the real cold and dogs – you know, the kind where your nose hairs freeze when you go outside. Heres the Q&A for your reading pleasure.

Q: I would like to see more on the dangers to our pets from minus temps like we had in the Denver area last January. Our dog would go out and start limping after just a few moments. What should you do and what should you be watching out for in sub zero temps? Our pets need to go out–but what can we do to protect them from such extreme cold?

A: I asked a variety of folks to answer this one – from veterinarians to people with dogs in cold climes, and heres what they had to say.

From Dr Riggs:

What I was taught was that dogs feet are less likely to be prone to get frostbitten.

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Aspen inks deal with Axiom Insurance

Aspen US Insurance has entered the recreational marine insurance market through an agreement with Georgia-based Axiom Insurance Management.

As per the arrangement, Aspen products will be distributed by Axiom Insurance.

The focus will be on marinas, yacht clubs, boat dealers, boat manufacturers and boat component manufacturers.

New York-based Aspen will offer property, inland marine, marine general liability, bumbershoot, ancillary hull and protection & indemnity coverages targeting small to medium enterprise businesses throughout the Continental US.

Aspen executive vice president and chief marine underwriter of US Rich Soja said that introducing new capabilities to their select distributors is part of their original product line expansion plan.

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U.S. State Department Travel Warning for Afghanistan

The U.S. Department of State has issued an updated travel warning for U.S. citizens traveling to Afghanistan due to ongoing security threats and reminds U.S. citizens of the danger of kidnapping, assassination, and retaliatory insurgent attacks. At this time, no part of Afghanistan is considered safe from violence and the potential does exist for hostile acts against U.S. and Western nationals.

Travel in all areas of Afghanistan is not save due to military operations, landmines, bandits, and more. The security situation remains volatile and unpredictable with some areas experiencing substantially increased levels of violence.

U.S.

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Jezzer says “Not a good choice if you ever need help in a bad situation ” about Farmers Insurance

Do not go with Farmers Insurance if you ever need someone to help you in a claim. Yes the local agents are very nice and I have nothing but good things to say about them. However they do not handle your claim if you ever need to make one; that privledge goes to their HelpPoint Claim service in Oklahoma and they are a nightmare to deal with. Here is my experience. I was parked and stopped outside a store when another car pulled in next to me crossed over my parking space line and hit my passenger door which was partially opened when they pulled in. I didn’t stress about it as I figured I was covered no problem but just asked if everyone was ok, called my agent and took pictures.

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LPL Financial raising fees, other levies for 12,800 advisors

A national independent broker-dealer is raising fees, including its advisor affiliation fee, starting Jan. 1, 2012, after two decades of maintaining the same rates.

LPL Financial plans to instate the following increases: for branches with 1-4 advisors, the fee will increase from $125/month per advisor to $175/month per advisor; for branches with 5-11 advisors, the fee will increase from $600/month divided by the number of advisors in the branch to a flat rate of $125/advisor; and for branches with 12 or more advisors, the fee will increase from $50/month per advisor to $100/month per advisor.

The broker-dealer said it has about 12,800 financial advisors.

The advisor affiliation fee was not raised for more than 20 years, according to LPL Financial.

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